:root{--navy:#153a5b;--blue:#256aa5;--sky:#eaf4fb;--ink:#17324a;--muted:#647789;--line:#dbe5ec;--bg:#f5f8fa;--white:#fff;--good:#237a52;--warn:#946200;--bad:#a83c3c;--shadow:0 12px 32px rgba(21,58,91,.10)}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--bg)}a{color:var(--blue);text-decoration:none}.shell{min-height:100vh;display:flex;flex-direction:column}.topbar{background:#fff;border-bottom:1px solid var(--line);height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 28px;position:sticky;top:0;z-index:10}.brand{display:flex;align-items:center;gap:16px}.brand img{width:170px;max-height:54px;object-fit:contain}.brand-title{font-weight:700;font-size:18px}.nav{display:flex;align-items:center;gap:18px}.nav a{font-weight:600;color:var(--ink)}.container{width:min(1180px,calc(100% - 32px));margin:28px auto;flex:1}.card{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:24px}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.hero{padding:36px}.hero h1{margin:0 0 8px;font-size:32px}.muted{color:var(--muted)}label{display:block;font-size:13px;font-weight:700;margin:0 0 7px}input,select,textarea{width:100%;border:1px solid #bdcbd5;border-radius:9px;padding:12px 13px;font:inherit;background:#fff}button,.btn{border:0;border-radius:9px;padding:12px 17px;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px}.btn-primary{background:var(--blue);color:#fff}.btn-secondary{background:#e8f0f5;color:var(--navy)}.btn-danger{background:#fbeaea;color:var(--bad)}.btn-sm{padding:8px 11px;font-size:13px}.actions{display:flex;gap:10px;flex-wrap:wrap}.auth-wrap{width:min(500px,calc(100% - 32px));margin:48px auto}.auth-wrap .brand{justify-content:center;margin-bottom:24px}.auth-wrap .brand img{width:220px}.stack>*+*{margin-top:16px}.message{padding:13px;border-radius:9px;background:var(--sky)}.message.error{background:#fceaea;color:var(--bad)}.message.good{background:#e9f7f0;color:var(--good)}.footer{background:#fff;border-top:1px solid var(--line);padding:24px;text-align:center;color:var(--muted);font-size:13px}.footer strong{color:var(--navy)}table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.metric{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px}.metric .value{font-size:28px;font-weight:800;margin-top:6px}.section-title{display:flex;justify-content:space-between;align-items:center;margin:28px 0 12px}.section-title h2{margin:0}.recent-item{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line)}.recent-item:last-child{border-bottom:0}.badge{padding:5px 9px;border-radius:999px;font-size:12px;font-weight:700;background:#e9f0f5}.badge.active{background:#e5f5ed;color:var(--good)}.badge.pending{background:#fff3d9;color:var(--warn)}.badge.suspended,.badge.declined{background:#fbe8e8;color:var(--bad)}.tabs{display:flex;gap:7px;border-bottom:1px solid var(--line);overflow:auto}.tab{padding:12px 14px;border-bottom:3px solid transparent;white-space:nowrap;cursor:pointer}.tab.active{border-color:var(--blue);font-weight:700;color:var(--blue)}.tab-panel{display:none;padding-top:20px}.tab-panel.active{display:block}.loading{padding:30px;text-align:center;color:var(--muted)}.provider-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}.scroll{overflow:auto}.condition-bar{height:9px;background:#e5edf2;border-radius:9px;overflow:hidden;min-width:120px}.condition-bar span{display:block;height:100%;background:var(--blue)}.print-only{display:none}@media(max-width:800px){.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}.topbar{height:auto;min-height:70px;padding:12px 16px}.brand-title{display:none}.nav{gap:10px;font-size:13px}.brand img{width:130px}.provider-head{flex-direction:column}}@media print{.topbar,.footer,.no-print,.tabs{display:none!important}.container{width:100%;margin:0}.card{box-shadow:none;border:0}.tab-panel{display:block!important}.print-only{display:block}}

.provider-loading{max-width:760px;margin:34px auto;padding:30px 34px;text-align:left}
.provider-loading h1{margin:0 0 8px;text-align:center}
.provider-loading>p{text-align:center}
.loading-spinner{width:40px;height:40px;border:4px solid #dbe5ec;border-top-color:var(--blue);border-radius:50%;margin:0 auto 18px;animation:pvbmt-spin .9s linear infinite}
.loading-steps{margin-top:24px;border-top:1px solid var(--line)}
.loading-step{display:flex;gap:13px;align-items:flex-start;padding:15px 4px;border-bottom:1px solid var(--line);color:var(--muted)}
.loading-step strong{display:block;color:var(--ink);margin-bottom:3px}
.loading-step small{display:block;line-height:1.4}
.step-icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 25px;width:25px;height:25px;border-radius:50%;background:#edf2f6;color:var(--muted);font-weight:800}
.loading-step.current .step-icon{background:var(--blue);color:#fff;animation:pvbmt-pulse 1.3s infinite}
.loading-step.complete .step-icon{background:#e5f5ed;color:var(--good)}
.loading-step.no-data .step-icon{background:#fff3d9;color:var(--warn)}
.loading-step.failed .step-icon{background:#fbe8e8;color:var(--bad)}
.loading-step.current strong{color:var(--blue)}
.loading-note{font-size:13px;margin:18px 0 0!important}
@keyframes pvbmt-spin{to{transform:rotate(360deg)}}
@keyframes pvbmt-pulse{0%,100%{box-shadow:0 0 0 0 rgba(37,106,165,.28)}50%{box-shadow:0 0 0 7px rgba(37,106,165,0)}}
@media(max-width:600px){.provider-loading{padding:24px 18px}.loading-step{gap:10px}}

.small{font-size:12px}.opportunity-total{background:#eaf4fb;border-color:#b9d9ed}.opportunity-list{display:grid;gap:16px;margin-top:22px}.opportunity-card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff}.opportunity-card h3{margin:0 0 8px}.opportunity-card-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start}.opportunity-amount{font-size:25px;font-weight:800;color:var(--navy);white-space:nowrap}.opportunity-stats{margin:16px 0}.opportunity-stats div{background:var(--bg);padding:11px;border-radius:8px}.opportunity-stats span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase}.opportunity-stats strong{display:block;font-size:18px;margin-top:4px}.badge.opportunity-high{background:#fbe8e8;color:var(--bad)}.badge.opportunity-moderate{background:#fff3d9;color:var(--warn)}.badge.opportunity-low{background:#e5f5ed;color:var(--good)}.badge.opportunity-none{background:#e9f0f5;color:var(--muted)}.opportunity-gap{background:#fff3d9;color:#6b4b00}.opportunity-table table{min-width:980px}#opportunity-settings input[type=number]{min-width:90px}#opportunity-settings input[type=checkbox]{width:auto;transform:scale(1.25)}@media(max-width:800px){.opportunity-card-head{flex-direction:column}.opportunity-amount{font-size:22px}}

.auth-alt{text-align:center;margin-top:18px}
.service-summary-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.service-code{font-size:22px!important}
.planning-note{background:#f5f8fa;border-radius:8px;padding:10px;font-size:12px;color:var(--muted)}
@media(max-width:800px){.service-summary-grid{grid-template-columns:1fr}}
.footer-links{display:flex;justify-content:center;gap:18px;margin-bottom:10px}.footer-links a{font-weight:700}.legal-page{max-width:1000px}.legal-hero{margin-bottom:18px}.legal-card{line-height:1.65}.legal-card h2{margin:30px 0 8px;color:var(--navy)}.legal-card h2:first-child{margin-top:0}.legal-card ul{padding-left:22px}.legal-card li{margin:7px 0}.disclosure-notice{margin-top:30px;padding:18px;border-left:4px solid var(--blue);background:var(--sky);border-radius:8px}.disclosure-notice p{margin-bottom:0}.contact-page{display:flex;align-items:center;justify-content:center}.contact-card{width:min(680px,100%);text-align:center;padding:44px}.contact-card h1{margin-top:0}.contact-details{display:flex;flex-direction:column;gap:18px;align-items:center;margin-top:28px}.contact-details .btn{min-width:230px}@media(max-width:1000px){.nav{flex-wrap:wrap;justify-content:flex-end}.topbar{height:auto;min-height:76px}.legal-card{padding:20px}}